personal & secured loans
Personal Loans
- Smart way to consolidate debt
- Lower interest rate than most credit cards
- $500 minimum loan amount
- Calculate sample loan payments by clicking the loan calculator quick link
Share Secured Loans
- Pledge your shares as collateral to lower your loan rate
- Borrow up to 100% of your share account balance*
* Maintain share balance equivalent to loan balance until the loan is paid off
Certificate Secured Loans
- Use your deposit certificate as collateral for your loan
- Borrow up to 90% of the certificate account balance *
* Maximum term must be equal to or less than the certificate maturity date
Personal Line of Credit
- Cash at your disposal through convenient checkbook or online access
- Use your credit line when you need it
- Make transfers to your other accounts via PC Access or TeleAccess
- Use for overdraft protection on your checking account
- Low rate and no annual fee
