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Personal & Secured Loans
Personal Loans - Rates as low as 5.90%**
- New, lower interest rates!
- Smart way to consolidate debt
- $500 minimum loan amount
- Calculate loan payments by clicking the Loan Calculator Quick Link
Share Secured Loans
- Pledge your shares as collateral to lower your loan rate
- Borrow up to 100% of your share account balance*
* Maintain share balance equivalent to loan balance until the loan is paid off
Certificate Secured Loans
- Use your deposit certificate as collateral for your loan
- Borrow up to 90% of the certificate account balance*
* Maximum term must be equal to or less than the certificate maturity date
Personal Line of Credit
- Cash at your disposal through convenient checkbook or online access
- Use your credit line when you need it
- Make transfers to your other accounts via PC Access or TeleAccess
- Use for overdraft protection on your checking account
- Low rate and no annual fee
** Rates vary with amount financed, term and your credit history and are subject to change without notice. Rates apply to new money loans only. Please contact a Member Service Representative at (805) 988-2151 for rates on refinancing existing CBC FCU loans.
