Personal Loans

Sometimes life throws some unexpected financial curveballs – count on CBC to help find the right solution for all of life’s needs.

Rates as low as 8.99%**

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Unsecured Loans

  • Fast approval and funding
  • Fixed rate for 12 to 60 months
  • Use for any purpose
  • Pay off higher interest rate credit card debt
  • No collateral required
  • $500 minimum loan amount

Share Secured Loans

  • Pledge your shares as collateral to lower your loan rate
  • Borrow up to 100% of your share account balance*

* Maintain share balance equivalent to loan balance until the loan is paid off

Certificate Secured Loans

  • Use your deposit certificate as collateral for your loan
  • 6-month to 5-year terms
  • Borrow up to 100% of the certificate account balance
  • Access funds without depleting savings

* Maximum term must be equal to or less than the certificate maturity date

** Rates vary with amount financed, term and your credit history and are subject to change without notice. Rates apply to new money loans only. Please contact a Member Service Representative at 805-988-2151 for rates on refinancing existing CBC FCU loans.