Heading 1
Privacy Policy
There are two ways to choose whether we share some of your personal information
- Email - please click the Online Privacy Choices Quick Link or
- Mail-in Form - please click the Printer Friendly Policy Quick Link.
If you have previously opted out, you need not do so again.
|
WHAT DOES CBC FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
| How? | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information, the reasons CBC Federal Credit Union chooses to share; and whether you can limit this sharing. |
|
Reasons we can share your personal information |
Does CBC Federal Credit Union share? |
Can you limit this sharing? |
| For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes - To offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
Yes |
Yes |
| For our affiliates' everyday business purposes - Information about your transactions and experiences |
Yes |
No |
| For our affiliates' everyday business purposes - Information about your creditworthiness |
No |
We do not share |
| For our affiliates to market to you |
Yes |
Yes |
| For non-affiliates to market to you |
No |
We do not share |
| Questions? | Call (805) 988-2151 or (800) 477-2890, send us an email at memberservices@cbcfcu.org or write to us at: CBC Federal Credit Union, 2151 E. Gonzales Rd, Oxnard, CA 93036-3757. |
| Who we are | |
| Who is providing this notice? | CBC Federal Credit Union |
| What we do | |
| How does CBC Federal Credit Union protect my personal information? | To protect your personal information from unauthorized access, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also have strict policies, vendor requirements, and staff training all designed to protect your personal information and privacy. See below for more information about security. |
| How does CBC Federal Credit Union collect my personal information? |
We collect your personal information when you:
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under California law. |
| What happens when I limit sharing for an account I hold jointly with someone else? |
A request by one party will apply to all parties on the account. |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies. |
| Non-Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. CBC Federal Credit Union does not share your personal information with non-affiliates, except with your written consent or as authorized by law to carry out transactions you ask or authorize us to perform for you. |
| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products and services to you. |
| Other important information |
|
California law provides that your non-public personal information may not be shared with non-affiliated parties without your written consent except as specifically permitted by law. This is often called an "opt in". For your security, emails sent from the CBC Federal Credit Union website to CBC Federal Credit Union are encrypted. Additionally, we will only use your email address to respond to your email or to provide information related to CBC Federal Credit Union. CBC Federal Credit Union is not responsible for the privacy practices of any linked websites. |
July 1, 2012
