Mortgage Rates

as of September 3, 2010

Various loan terms available up to 95% loan to value available on conforming loan amounts only. Rates and APRs are based on a no-cash-out loan, owner occupied, single family home and assumes a $417,000 loan amount for conforming loan, maximum loan-to-value of 70%, credit score above 680, one point paid and approximate pre-paid finance charges of $1132.

For non-owner occupied property, add 1% to interest rate plus .50 point. Not all products available for non-owner occupied properties.

Rates and APRs are based on a no-cash-out loan, owner occupied, single family home and assumes a $598,000 loan amount for High Balance Loans, maximum loan-to-value of 80%, credit score above 680, one point paid and approximate pre-paid finance charges of $1132.

Rates and APRs are based on a no-cash-out loan, owner occupied, single family home and assumes a $417,000 loan amount for conforming loan, maximum loan-to-value of 70%, credit score above 680, one point paid and approximate pre-paid finance charges of $1132.

For non-owner occupied property, add 1% to interest rate plus .50 point. Not all products available for non-owner occupied properties.

Rates and APRs are based on a no-cash-out loan, owner occupied, single family home and assumes a $650,000 loan amount for Jumbo Loans, maximum loan-to-value of 70%, credit score above 680, one point paid and approximate pre-paid finance charges of $1132.

For non-owner occupied property, add 1% to interest rate plus .50 point. Not all products available for non-owner occupied properties.

Rates and APRs are based on a no-cash-out loan, owner occupied, single family home and assumes a $417,000 loan amount for conforming loan, maximum loan-to-value of 80%, credit score above 680, one point paid and approximate pre-paid finance charges of $1132.

For non-owner occupied property, add 1% to interest rate plus .50 point. Not all products available for non-owner occupied properties.

Rates and APRs are based on single family home. Assumes a $50,000 loan amount, maximum loan-to-value of 70%, credit score above 680, one point paid and approximate pre-paid finance charges of $100.

Call for non-owner occupied rates and fees.

Rates and APRs are based on single family home. Assumes a $50,000 loan amount, maximum loan-to-value of 70%, credit score above 680, one point paid and approximate pre-paid finance charges of $100.

Call for non-owner occupied rates and fees.

The Prime Rate as of July 31, 2010 was 3.250%. This is a Daily Rate of 0.008904109%. This is a variable rate loan with a floor of 5% and a cap of 18%. Your rate may increase after consummation. Advertised APR is based on a $10,000 loan amount with a $500 origination fee. Other fees may apply in some cases which will result in a higher APR. Rates are based on owner occupied, single family home.

Non-owner occupied and interest only option also available.

Rates are as of September 3, 2010 and are subject to change without notice. These mortgage rates apply only in certain conditions. Your rate depends on several factors including market conditions, your credit score, and loan to value. The displayed annual percentage rates (APRs) include total points and prepaid finance charges but do not include other closing costs. Loans over 80% LTV may require private mortgage insurance.

Rates are not automatically locked in at time of application. Loan rate locks can be requested in writing after the loan has passed CBCFCU's pre-qualification. Lock-in fees may apply.

Appraisal and credit report fees are due at time of application. These fees are refundable only if service has not been performed at time of withdrawal, cancellation, or denial.

Other restrictions may apply.