Purchasing a home is one of the biggest investment decisions you will ever make. You can trust CBC for professional guidance and efficient processing to make your experience easier. We offer loan options specific to your needs:
Looking for a mortgage with a great rate? You can now apply for a CBC mortgage online! Click here to see useful tools, loan types offered and our Easy App. Simply complete and submit the Easy App and a member of our Real Estate Team will contact you - usually within 48 hours.
The Home Affordable Refinance Program (HARP) offers borrowers with Fannie Mae loans** an opportunity to refinance at today's low, low mortgage rates... AND there is no maximum loan-to-value limit!* Please call our Real Estate Department at (805) 988-2151 or (800) 477-2890 for help with taking advantage of HARP to lower your monthly payment.
* Fannie Mae and Freddie Mac have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes.
If your mortgage is owned or guaranteed by either Fannie Mae or Freddie Mac, you may be eligible to refinance your mortgage under the enhanced and expanded provision of HARP.
You can determine whether your mortgage is owned by either Fannie Mae or Freddie Mac by checking the following websites:
** Only Fannie Mae loans eligible for HARP at CBC
for people who deserve a second chance
CBC designed this loan to get a previous homeowner back into homeownership. Today, there are all kinds of reasons why a good borrower had a bad outcome. The Fresh Start Mortgage Loan gets them back to where they belong. In their home. Please call our Real Estate Department at (805) 988-2151 for complete details.