Mortgage Loans

Purchasing a home is one of the biggest investment decisions you will ever make. You can trust CBC for professional guidance and efficient processing to make your experience easier. We offer loan options specific to your needs:

• 10 - 30 year fixed rate mortgages
• Low-rate 3, 5, 7, 10 year rollover loans
• Adjustable rate mortgages
• High balance loans (up to $598,000)
• Jumbo loans (up to $650,000)
• Super jumbo loans (up to $4,000,000)
• Fixed rate second mortgages
• Home equity lines of credit

Trust CBC to do the right thing for you. We have made more real estate loans in Ventura County since 2000 than any other credit union.

Apply for a Mortgage Online at CBC!

Looking for a mortgage with a great rate? You can now apply for a CBC mortgage online! Click here to see useful tools, loan types offered and our Easy App. Simply complete and submit the Easy App and a member of our Real Estate Team will contact you - usually within 48 hours. 

HARP Loans Now Available at CBC

Refinance even if you owe more than your home's current value*

The Home Affordable Refinance Program (HARP) offers borrowers with Fannie Mae loans** an opportunity to refinance at today's low, low mortgage rates... AND there is no maximum loan-to-value limit!* Please call our Real Estate Department at (805) 988-2151 or (800) 477-2890 for help with taking advantage of HARP to lower your monthly payment.

* Fannie Mae and Freddie Mac have adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes.
 If your mortgage is owned or guaranteed by either Fannie Mae or Freddie Mac, you may be eligible to refinance your mortgage under the enhanced and expanded provision of HARP.
You can determine whether your mortgage is owned by either Fannie Mae or Freddie Mac by checking the following websites:

www.fanniemae.com/loanlookup or

www.freddiemac.com/mymortgage

** Only Fannie Mae loans eligible for HARP at CBC

Introducing the CBC Fresh Start Mortgage Loan

Foreclosure  ¦  Short Sale  ¦  Bankruptcy

for people who deserve a second chance

CBC designed this loan to get a previous homeowner back into homeownership. Today, there are all kinds of reasons why a good borrower had a bad outcome. The Fresh Start Mortgage Loan gets them back to where they belong. In their home. Please call our Real Estate Department at (805) 988-2151 for complete details.