CBC FCU - Loans - Mortgage Center

So, you're ready to buy a home?
Congratulations! You've just made one of the biggest investment decisions of your life, and we're glad you trust CBC Federal Credit Union to be along on your journey every step of the way.

How do you know what you can afford?
Knowing what you can afford before you shop for a home can save you both time and potential disappointment. A CBC FCU loan officer will be happy to review your financial picture and provide you with a pre-qualification estimate. For a quick estimate try our mortgage calculator. Either way, you'll need the following information:

Desired price range
Amount of down payment
Combined gross monthly income of borrowers
Current rent or mortgage payment
Monthly payment amounts of all credit cards, installment loans, mortgages, child support, or other major expense

Which type of loan is best for you?
Every family is different. That's why CBC FCU offers a variety of financing options at competitive rates to fit your unique needs:

10 - 40 year fixed
Interest-only ARMs
ARMs
Balloon loans
Jumbo loans
Home Equity lines
Mobile Homes

We also offer a First-Time Homebuyers Program and various refinancing options.

Would you like to tap in to the equity in your home?
You can use the equity in your home for home improvements, debt consolidation, family vacations, education expenses, and more! CBC FCU offers two home equity products to suit your needs.

Equity 100: closed end home equity loan
Equity Advantage: home equity line of credit - No Points and No Fees!

Call (805) 988-2151 for an appointment with one of our Real Estate Loan Officers to determine which loan type is best for you.


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