Home Loan Rates as low as 2.750%! Secure your future with low, long-term rates as low as 2.750%* RATE 2.7794% APR for your home. Name* Email* Phone* *Rates are subject to change without notice. These mortgage rates apply only with certain conditions. Your rate depends on several factors including market conditions, property type, loan purpose, credit score, debt to income ratio, and loan-to-value. The displayed annual percentage rates (APRs) include total points and prepaid finance charges but do not include other closing costs. Loans over 80% LTV require private mortgage insurance. Auto Loan Rates as low as 1.99% APR* Get in touch with one of our loan experts today! Name* Email* Phone* What are you interested in? Purchase Refinance Other PhoneThis field is for validation purposes and should be left unchanged. *Annual Percentage Rate. Discounted rate shown is with the purchase of an Epic Premium Checking Account on a new vehicle. Get an Epic Premium Discount! Get a 0.5% rate discount on new closed-end Personal Loans, and Direct Auto, Motorcycle, RV loans! Learn more about Epic Checking Get digital with your wallet! Add your CBC debit or credit card to your digital wallet today! Read our FAQs COVID Updates Get the latest news about COVID here Auto Loans As Low As %APR Home Loans As Low As %APR Credit Cards As Low As %APR Personal Loans As Low As %APR Eco Loans As Low As %APR View All Rates Become a Member *APR = Annual Percentage Rate. Some rules and restrictions apply. Join CBC We are dedicated to providing quality financial products and services to our members, you can become a member if you: Live, work, or worship in Ventura CountyGo to school in Ventura CountyMaintain a facility located in Ventura CountyHave a family member that is a CBC Member Learn More Epic Products Perfect fit for any lifestyle. Loaded with protections and money-saving perks, Epic Checking and Epic Premium Checking lives up to its name. Epic Premium Checking Epic Premium Checking comes with all the perks of Epic Checking and more. 0.5% Interest Rate Discount on closed-end loans Extended warranty on all products purchased with your CBC debit card Your Epic Rewards credit card annual fee reimbursed Get Epic Premium Epic Checking Perfect fit for any lifestyle. Loaded with protections and money-saving perks. Fully managed ID fraud recovery services Roadside assistance, Cell Phone protection and much more! Access to Epic Perks, the coupon & deals app that saves you money locally Get Epic Checking Epic Rewards EPIC Rewards credit card, earn back in rewards on the things you buy the most. Earn 5% back on your gas and travel expenses. Get 3% on the things you buy the most...groceries! Earn 1% on everything else you buy. Get Epic Rewards Compare features, perks and more. View Our Products Your Path to Home Ownership Starts Here Best and Lowest Rates Purchase and Refinance Home Equity Lines of Credit Fixed and Adjustible Rates Personalized Service Speak to one of our Home Loan Specialists today. Get Started Businesses As a business leader, you need a bank who can grow with you and provide you the services you need. CBC FCU has products and services designed with your business needs in mind. Learn More Individual CBC FCU is ready to support you through every stage of life. Whether you’re a new parent wanting to start a college fund or you are getting ready to buy your first car or home, CBC FCU has a product for you. Learn More CBC In the Community 30+ Organizations: Assisted over 30 organizations with Sponsorships and/or donations $73k Total donation amount including our Epic Difference Campaign! 24 Workshops & Webinars: We went virtual with our local colleges and schools. Your Partner in the Community Learn More Yelp Reviews What our members are saying. Leave a Review I just wanted to give a shout out to Junior and his team. We just refinanced our home through CBC and Junior went above and beyond to help us with the loan and paperwork. We had tried refinancing with another company and it was a headache. Belle B. This is one of the best credit unions I have been to. I have 4 different banks just to have variety and this is the best. Easy drive-thru atm and everyone I have dealt with a teller they have been very polite and even made small talk. ML Marcos L. Fortunate to work with Sarai Warren and team! My first conversation with Sarai for a home refinance, with credit cad debt pay off and cash out was on 12/2! I explained to Sarai that I was in a tough financial bind and I needed to have things move quickly. David G. I am so happy that I chose CBC FCU to refinance my home loans. Junior and Kathleen in the origination department were joys to work with, and I received personalized service from the beginning to end, and the process was easy. Robert W. Download Our Mobile Banking App Access your accounts anywhere, anytime by using our secure and free App.