Deposit Rates

  • Savings Accounts
    Account Type Minimum Deposit Term Stated Rate Annual Percentage Yield
    Regular Savings* $25 Avg Daily 0.030% 0.030%
    Holiday Savings Account* $5 Avg Daily 0.030% 0.030%
    Health Savings Account*+
    Tier 1 $100 Avg Daily 0.030% 0.030%
    Tier 2 $2,000 Avg Daily 0.050% 0.050%
    Tier 3 $25,000 Avg Daily 0.100% 0.100%
    Tier 4 $100,000 Avg Daily 0.200% 0.200%
  • Checking Accounts

    Checking*

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $5,000 Avg Daily 0.010% 0.010%
    Tier 2 $25,000 Avg Daily 0.050% 0.050%
  • Money Market

    Insured Money Market Rate Account*

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $2,000 Avg Daily 0.050% 0.050%
    Tier 2 $25,000 Avg Daily 0.100% 0.100%
    Tier 2 $100,000 Avg Daily 0.200% 0.200%
  • IRAs

    IRA Savings Account*

    Minimum Deposit Term Stated Rate Annual Percentage Yield
    $25 Avg Daily 0.030% 0.030%
  • Certificates

    Term Share and IRA Certificates

    Minimum Deposit Term Stated Rate Annual Percentage Yield
    $500 ($100 for 1 year SmartSaver Certificate) 6 months 0.200% 0.200%
    1 year 0.250% 0.250%
    SmartSaver 0.250% 0.250%
    2 years 0.399% 0.400%
    3 years 0.747% 0.750%
    4 years 0.847% 0.850%
    5 years 1.094% 1.100%

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union's earning and cannot be guaranteed. Dividends compounded monthly. Dividends paid on average daily balances of $100 or more on savings and $5,000 or more on checking.

+ Dividends compounded monthly. Rates shown are anticipated. Dividends paid on average daily balances of $2,000 or more.

** Dividends compounded monthly. Last dividends paid at the end of last month.