Savings & Certificates
CBC Savings Accounts

Your financial well-being begins with a great Savings account. Open an account and you can begin to earn dividends on balances of $100 or more. To watch your Savings grow even faster, we offer many other types of accounts designed to make your money work for you.

Senior Care Program

All CBC members age 60 and over get fee-free ID theft insurance reimbursement coverage1,2 (up to $1,000) and the Health Savings Card, regardless of whether or not you have an EPIC Checking Account. For more information, please see your Guide to Benefits.

Learn more about our Senior Care Program

1 Subject to the terms and conditions detailed in the Guide to Benefits. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.


Choose the Right Savings for You

  • Savings Account

    A basic CBC Savings account comes with your membership and can help you achieve financial stability. A CBC Savings Account and you can begin to earn dividends on balances of $100 or more. All of our Savings accounts including our basic Savings are insured to at least $250,000*.

    Open An Account Online

    *Account balance must always remain at $5 or above for account to remain open. For your protection, our share accounts are insured to at least $250,000 by the National Credit Union Administration, an agency of the federal government. Review NCUA share insurance information here.

  • Term Share Certificates

    With a CBC Term Share Certificate, you will have a set dividend rate for the term of your choice. This means that you can perfectly tailor yours to suit your savings goals.

    Term Share Certificates

    CBC Term Share Certificates earn dividends at higher rates than savings accounts. Here is a look at some of the other great benefits:

    • Terms from 3 months to 5 years
    • Low $500 minimum deposit to open
    • Insured to at least $250,000*

    To find our latest rates on Share Certificates, visit our Savings Rates Page.

    Ready to open a Term Share Certificate?

    Visit a branch near you.

    *Minimum deposit of $500. Membership eligibility required. Rates and conditions subject to change without notice. Penalty for early withdrawal. For your protection, our share accounts are insured to at least $250,000 by the National Credit Union Administration, an agency of the federal government. Review NCUA share insurance information here.

  • Coverdell Education Savings Account (ESA)

    Looking to save for college? The Coverdell ESA can help families prepare and pay for education. Benefits include:

    • Save money for your child or grandchild's education
    • Set up as a Certificate or Savings account
    • Same rates as Traditional or Roth IRA
    • Non-deductible contributions up to $2,000 per child
    • Insured to at least $250,000*

    We recommend you consult your tax advisor for tax-deductibility questions on IRA and ESA contributions.

No matter what you’re saving for, CBC has a solution that fits your needs. If you’re interested in one of the above accounts, open an account online today, visit a branch near you or give us a call and let a representative help you choose the perfect account for you!