Savings Rates

  • Savings Accounts
    Account Type Minimum Deposit Term Stated Rate Annual Percentage Yield
    Regular Savings* $5 Avg Daily 0.030% 0.030%
    IRA Savings Account* $25 Avg Daily 0.030% 0.030%
    Health Savings Account** $100 Avg Daily 0.030% 0.030%
  • Checking Accounts

    Epic Premium Checking*

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $0 Avg Daily 0.030% 0.030%
    Tier 2 $2,000 Avg Daily 0.050% 0.050%
    Tier 3 $25,000 Avg Daily 0.100% 0.100%
    Tier 4 $50,000 Avg Daily 0.150% 0.150%
    Tier 5 $100,000 Avg Daily 0.250% 0.250%
    Tier 6 $250,000 Avg Daily 0.300% 0.300%
  • Money Market

    Insured Money Market Rate Account+

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $0 Avg Daily 0.000% 0.000%
    Tier 2 $2,000 Avg Daily 0.030% 0.030%
    Tier 3 $25,000 Avg Daily 0.050% 0.050%
    Tier 4 $50,000 Avg Daily 0.100% 0.100%
    Tier 5 $100,000 Avg Daily 0.150% 0.150%
    Tier 6 $250,000 Avg Daily 0.200% 0.200%
  • IRA Certificates & Term Share Certificates

    Term Share and IRA Certificates**

    Minimum Deposit Term Stated Rate Annual Percentage Yield
    $500 Min. Certs. 3 months 0.100% 0.100%
    6 months 0.200% 0.200%
    1 year 0.350% 0.350%
    18 months 0.400% 0.400%
    2 years 0.499% 0.500%
    3 years 0.648% 0.650%
    4 years 0.747% 0.750%
    5 years 0.847% 0.850%

     

    **Epic Premium Promotion**

    Epic Premium account holders will enjoy a .25% bonus on a new 2-year Term Share Certificate to 0.750% APY | 0.747% Stated Rate

    Epic Premium account holders will enjoy a .15% bonus on a new 5-year Term Share Certificate to 1.000% APY | 0.995% Stated Rate

 

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union's earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details.

**Dividends are declared at the end of each month by the Board of Directors based on the Credit Union's earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details. Penalties apply for early withdrawal.