Savings Rates

Savings Rates Effective as of: January 1, 2019

  • Savings Accounts
    Account Type Minimum Deposit Term Stated Rate Annual Percentage Yield
    Regular Savings* $5 Avg Daily 0.030% 0.030%
    IRA Savings Account* $25 Avg Daily 0.030% 0.030%
  • Checking Accounts

    Epic Premium Checking*

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $0 Avg Daily 0.100% 0.100%
    Tier 2 $2,000 Avg Daily 0.250% 0.250%
    Tier 3 $25,000 Avg Daily 0.399% 0.400%
    Tier 4 $50,000 Avg Daily 0.499% 0.500%
    Tier 5 $100,000 Avg Daily 0.598% 0.600%
    Tier 6 $250,000 Avg Daily 0.747% 0.750%
  • Money Market

    Insured Money Market Rate Account+

    Tier Minimum Deposit Term Stated Rate Annual Percentage Yield
    Tier 1 $0 Avg Daily 0.000% 0.000%
    Tier 2 $2,000 Avg Daily 0.200% 0.200%
    Tier 3 $25,000 Avg Daily 0.300% 0.300%
    Tier 4 $50,000 Avg Daily 0.349% 0.350%
    Tier 5 $100,000 Avg Daily 0.399% 0.400%
    Tier 6 $250,000 Avg Daily 0.499% 0.500%
  • IRA Certificates & Term Share Certificates

    Term Share and IRA Certificates**

    Minimum Deposit Term Stated Rate Annual Percentage Yield
    $500 3 months 0.349% 0.350%
    6 months 1.342% 1.350%
    1 year 1.982% 2.000%
    18 months 2.227% 2.250%
    2 years 2.472% 2.500%
    3 years 2.716% 2.750%
    4 years 2.960% 3.000%
    5 years 2.960% 3.000%

     

    Epic Premium Promotion

    Epic Premium account holders will enjoy an additional .25% on a new 3-year Certificate!

 

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union's earning and cannot be guaranteed. Dividends compounded monthly. Dividends paid on average daily balances of $100 or more on savings and $5,000 or more on checking.

+ Dividends compounded monthly. Rates shown are anticipated. Dividends paid on average daily balances of $2,000 or more.

** Dividends compounded monthly. Last dividends paid at the end of last month. Penalties apply for early withdrawal.