Consumer Loan Rates

At CBC, we make it easy for you to get the money for the things you need. Check out our latest consumer loan rates and choose the product that suites your needs.

  • Vehicle Loans

    New & Used (2014 model year and newer)

    Loan Term

    Rates* as low as

    (Annual Percentage Rate)

    Auto/Truck/Van (New & Used)

    Rates and terms apply to model years 2014 and newer for direct auto only

    up to 24 Months 3.04%^
    36 Months 3.04%^
    48 Months 3.04%^
    60 Months 3.24%^
    72 Months 3.59%^
    84 Months 4.19%^

    Older (2013 - 2011 model years)

    Loan Term

    Rates* as low as

    (Annual Percentage Rate)

    Auto/Truck/Van (Older)

    Rates and terms apply to model years 2013 - 2011 for direct auto only

    up to 24 Months 3.14%^
    36 Months 3.14%^
    48 Months 3.14%^
    60 Months 3.34%^
    72 Months 3.69%^
    84 Months 4.29%^
  • Motorcycle
    Term

    Rates* as low as

    (Annual Percentage Rate)

    up to 24 Months 3.69%^
    36 Months 3.69%^
    48 Months 3.69%^
    60 Months 4.19%^
    72 Months 4.69%^

     

  • Boat & RV
    Term

    Rates* as low as

    (Annual Percentage Rate)

    up to 72 Months 5.69%^
    84 Months and Higher 6.19%^
  • CBC Credit Cards
    Type

    6-month Introductory Rate* As low as

    (Annual Percentage Rate)

    Rates* as low as

    (Annual Percentage Rate)

    Visa Platinum 0%^ 9.24%^
    Epic Rewards 0%^ 14.24%^
  • Personal Loans
    Type Term

    Rates* as low as

    (Annual Percentage Rate)

    Personal Loan

    $5,000 - $7,499

    Up to 48 Months 8.99%^

    Personal Loan

    $7,500 - $25,000

    49 to 60 Months 8.99%^
    Personal Line of Credit Open Ended 14.00%^
  • Secured Loans
    Type Term

    Rates* as low as

    (Annual Percentage Rate)

    Share Secured Less than 2 years 2.00%
    above the dividend rate
    24 to 47 Months 3.00%
    above the dividend rate
    48 to 60 Months 4.00%
    above the dividend rate
    Certificate Secured 3 Months to 5 Years 2.00%
    above the dividend rate

* Rates vary with amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 for rates on refinancing existing CBC FCU loans.