Consumer Loan Rates

At CBC, we make it easy for you to get the money for the things you need. Check out our latest consumer loan rates and choose the product that suites your needs.

  • Vehicle Loans

    New & Used (2016 model year and newer)

    Loan Term

    Rates* as low as
    (Annual Percentage Rate)

    Payment per
    $1000

    Auto/Truck/Van (New & Used)

    Rates and terms apply to direct auto only

    		 24 Months 3.49%^ $43.20
    36 Months 3.49%^ $29.30
    48 Months 3.49%^ $22.36
    60 Months 3.49%^ $18.19
    72 Months 3.74%^ $15.53
    84 Months 3.99%^ $13.67


    Older (2015 - 2013 model years)

    Loan Term

    Rates* as low as
    (Annual Percentage Rate)

    		 Payment per
    $1000

    Auto/Truck/Van (Older)

    Rates and terms apply to direct auto only

    		 24 Months 3.59%^ $43.25
    36 Months 3.59%^ $29.35
    48 Months 3.59%^ $22.40
    60 Months 3.84%^ $18.35
    72 Months 4.09%^ $15.69
    84 Months 4.34%^ $13.83

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

  • Motorcycle
    Term

    Rates* as low as

    (Annual Percentage Rate)

    		 Payment per
    $1000
    up to 24 Months 4.44%^ $43.62
    36 Months 4.44%^ $29.72
    48 Months 4.44%^ $22.78
    60 Months 4.44%^ $18.62
    72 Months 5.19%^ $16.20

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

  • Boat & RV
    Term

    Rates* as low as

    (Annual Percentage Rate)

    		 Payment per
    $1000
    up to 72 Months 5.69%^ $16.44
    84 Months and Higher 6.19%^ $14.71

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

  • CBC Credit Cards
    Type

    6-month Introductory Rate* As low as

    (Annual Percentage Rate)

    Rates* as low as

    (Annual Percentage Rate)
    Visa Platinum 2.99%^ 8.99%^
    Epic Rewards 2.99%^ 13.99%^
  • Personal Loans
    Type Term

    Rates* as low as

    (Annual Percentage Rate)

    		 Payment per
    $1000

    Personal Loan

    $5,000 - $7,499

    		 Up to 48 Months 9.99%^ $25.38

    Personal Loan

    $7,500 - $25,000

    		 49 to 60 Months 9.99%^ $21.26
    Personal Line of Credit Open Ended 14.00%^

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

     

  • Secured Loans
    Type Term

    Rates* as low as

    (Annual Percentage Rate)
    Share Secured Less than 2 years 2.00%
    above the dividend rate
    24 to 47 Months 3.00%
    above the dividend rate
    48 to 60 Months 4.00%
    above the dividend rate
    Certificate Secured 3 Months to 5 Years 2.00%
    above the dividend rate

* APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

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