Personal Loans

Sometimes life throws some unexpected financial curveballs – count on CBC to help find the right solution for all of life’s needs. Call a CBC representative today at (805) 988-2151 to find out which option is the right fit for you.

  • Personal Line of Credit

    With a CBC Personal Line of Credit, you’ll have flexibility you need to deal with unexpected events that can happen in life. Some of the benefits of a Personal Line of Credit include:

    • Open-ended revolving credit line
    • You control how much you borrow
    • Available when you need it
    • Peace of mind for unexpected expenses or emergencies

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  • Personal Loans

    This is a simple closed-ended loan that is designed to help you pay for the things you need without breaking your budget.

    • Fast approval and funding
    • Fixed rate for 12 to 60 months
    • Use for any purpose
    • No collateral required
    • $500 minimum loan amount

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  • Share Secured Loans

    Like the Unsecured Loan, the Share Secured Loan is a simple way to borrow money with a couple extra benefits:

    • Pledge your shares as collateral to lower your loan rate
    • Borrow up to 100% of your share account balance*

    * Maintain share balance equivalent to loan balance until the loan is paid off

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  • Certificate Secured Loans

    Use your Term Share Certificate as collateral for this loan and save!

    • 6-month to 5-year terms*
    • Borrow up to 100% of the certificate account balance

    Access funds without depleting savings

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    * Maximum term must be equal to or less than the term share certificate maturity date

** Rates vary with amount financed, term and your credit history and are subject to change without notice. Rates apply to new money loans only. Please contact a Member Service Representative at 805-988-2151 for rates on refinancing existing CBC FCU loans.