Vehicle Loans
CBC Vehicle Loans

Looking for a car? We can help!

At CBC, we make purchasing your next vehicle easy, just as it should be.

We can help you borrow easily and wisely. Our loans are designed to meet your needs with competitive rates, flexible terms, friendly service and fast approval. Here are a few options at CBC.

  • New Vehicle Loans
  • Used Vehicle Loans
  • Recreational Vehicle Loans
  • Refinancing
  • Seasoned Auto Loan Refinance

​​​​​Want to save a trip to the dealership? Let our team find the perfect vehicle for you. Explore Auto Buying Service, and Let our team find the perfect vehicle for you.

  • Auto Loans & Rates

    We can help you borrow easily and wisely. Our loans are designed to meet your needs with competitive rates, flexible terms, friendly service and fast approval. Features include:

     

    New & Used (2015 model year and newer)

    Loan Term

    Rates* as low as
    (Annual Percentage Rate)

    Payment per
    $1000

    Auto/Truck/Van (New & Used)

    Rates and terms apply to direct auto only

    		 24 Months 3.29%^ $43.10
    36 Months 3.29%^ $29.19
    48 Months 3.29%^ $22.25
    60 Months 3.29%^ $18.17
    72 Months 3.54%^ $15.56
    84 Months 3.79%^ $14.86


    Older (2014 - 2012 model years)

    Loan Term

    Rates* as low as
    (Annual Percentage Rate)

    		 Payment per
    $1000

    Auto/Truck/Van (Older)

    Rates and terms apply to direct auto only

    		 24 Months 3.39%^ $43.14
    36 Months 3.39%^ $29.24
    48 Months 3.39%^ $22.29
    60 Months 3.64%^ $18.74
    72 Months 3.89%^ $15.60
    84 Months 4.14%^ $13.90

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

     


    Seasoned Auto Loan Refinance Program

    What is a Seasoned Auto Loan Refinance?

    • 1% Rate reduction, or qualifying rate to your current non CBC financed auto loan
    • Keep your current loan structure


    What Loans are eligible?

    • Vehicles: Auto, Truck, Van
    • Loans with a minimum of 6 payments on time on an existing loan with a lender
    • No late payments on the auto loan being refinanced within the past 12 months
    • Auto loans outside of CBC


    Interested? Call us at (805) 988-2151 today!


     

  • Motorcycle Loans

    Hit the open road with a great rate from CBC! If a motorcycle is more your speed we offer fantastic terms and rates that are designed to let you get out there and ride!

    • Flexible terms
    • Up to 100% financing*
    • Competitive rates

     

    Term

    Rates* as low as

    (Annual Percentage Rate)

    		 Payment per
    $1000
    up to 24 Months 4.44%^ $43.52
    36 Months 4.44%^ $29.62
    48 Months 4.44%^ $22.67
    60 Months 4.44%^ $18.74
    72 Months 5.19%^ $16.20

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

     

  • Boat & RV Loans

    We offer the borrowing options you need for all of life’s stages with the great rates, flexible terms, benefits and extras you want to be built in for maximum savings.

    • Up to 100% financing*
    • Terms up to 120 months
    • Includes motorhomes, van conversions, travel trailers, boats and personal watercrafts

     

    Term

    Rates* as low as

    (Annual Percentage Rate)

    		 Payment per
    $1000
    up to 72 Months 5.69%^ $16.44
    84 Months and Higher 6.19%^ $14.71

    * APR = Annual Percentage Rate. Rates vary with the amount financed, term and your credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans.

     

* Restrictions apply.

Auto Buying Resources