Checking is Made Easy at CBC

At CBC, we are re-thinking what a checking account can be. Whether you're looking for an account with tons of added benefits or you are looking for a simple checking, we have the right option for you.

Let's find the account that fits you best

  • Epic Premium Checking

    Epic Premium Checking ($8/Month)

    Epic Premium is the premier checking account in Ventura County, dare we say... the nation! Epic Premium comes with all the perks of Epic Checking, plus much more:

    • A .5% interest rate discount on new closed-end Personal Loans and Direct Auto/Motorcycle/RV loans (some restrictions apply, call (805) 988-2151 for full details)
    • An extended warranty on all Debit card purchases
    • 5 cents rebate on all Debit card swipes
    • Better than money market dividend rates
    • Special money-saving offers of Loan and Share Certificate rates
    • Your Epic Rewards credit card annual fee reimbursed 
    • Access to Epic Perks, the coupon & deals app that saves you money locally (powered by BaZing)
    • ID Theft reimbursement insurance
    • Fully managed ID fraud recovery services
    • Roadside assistance
    • Cell Phone protection

    Get Epic Premium Today

    or Learn More About Epic Premium Checking

    Already have an Epic Premium Checking Account? Click here for a guide to your benefits

  • Epic Checking

    We are taking checking to the next level with a checking account suite that is designed to fit your lifestyle. Packed with features, these new checking products will provide you with the peace-of-mind of a robust identity theft protection and recovery package as well as the power to save you money right at your fingertips!


    Epic Checking ($6/Month)

    CBC's Epic Checking is the perfect fit for any lifestyle. Loaded with protections and money-saving perks, Epic Checking lives up to its name. With Epic Checking, you will get:

    • Access to Epic Perks, the coupon & deals app that saves you money (powered by BaZing)
    • ID Theft reimbursement insurance
    • Fully managed ID fraud recovery services
    • Roadside assistance
    • Cell Phone protection and much more!

    Get Epic Checking Today

    or Learn More About Epic Checking

    Do you already have an Epic Checking Account? Click here for your guide to benefits


  • CBC Basic Checking

    Basic Checking (no monthly fee***)

    Our Basic Checking account is checking simplified and has all the staples of a great checking account. Benefits that come with your CBC Basic Checking Account include:

    • Visa® Debit Card with VISA's Zero Liability Fraud Protection
    • Access to Online Banking and Bill Pay
    • Free eStatements**
    • Access to 30,000 CO-OP Network ATMs nationwide
    • Direct Deposit

    Open An Account Online

    * CBC is open to everyone who lives, works, worships or attends school in Ventura County. Visit our eligibility page for more details about joining CBC.

    ** Paper statements are available for $3.00 a month. Note: Paper statements are complimentary with the purchase of an Epic or Epic Premium Checking Account.

    *** CBC Basic Check has a minimum average monthly balance of $100. If average monthly balance drops below $100, a $7 fee will be assessed.

  • How do they Compare?


    Protections & Perks

    CBC Basic

    epic checking

    epic premium

    .5% Interest Rate Discount on closed-end loans*     checkv2
    Extended warranty on all products purchased
    with your CBC debit card
    Better than Money Market dividend rates1      checkv2
    5 cent rebate on every debit swipe     checkv2
    Special offers on Loan and Certificate rates     checkv2
    EPIC Rewards Card annual fee waived2     checkv2
    No fees for minimum balance, paper statement,
    notary, temporary checks, cashier or corporate
      checkv2 checkv2
    Fully managed identity fraud recovery services   checkv2 checkv2
    $25K identity theft expense reimbursement insurance   checkv2 checkv2
    Cell Phone Protection3   checkv2 checkv2
    $10K travel accidental death coverage4   checkv2 checkv2
    Roadside Assistance   checkv2 checkv2
    Entitlement to the following monitoring services:      
       - Credit Monitoring    checkv2 checkv2
       - Rapid Credit Alerts   checkv2 checkv2
       - Dark Web Monitoring & Alerts   checkv2 checkv2
       - Compromised Email Alerts   checkv2 checkv2
       - Monthly Score Tracker   checkv2 checkv2
       - Quarterly Credit Report   checkv2 checkv2
    EPIC Perks App (Powered by BaZing)   checkv2 checkv2
    Pharmacy, Vision, & Hearing Savings Program   checkv2 checkv2
    Debit Card with Visa® Zero Liability Fraud Protection checkv2 checkv2 checkv2
    Access to online banking, mobile banking and Bill Pay checkv2 checkv2 checkv2
    Access to 30,000+ CO-OP ATMs Nationwide checkv2 checkv2 checkv2
    No fee eStatements checkv2 checkv2 checkv2
    Direct Deposit checkv2 checkv2 checkv2
    Mobile Deposit checkv2 checkv2 checkv2
    Overdraft options from savings, money market or line of credit checkv2 checkv2 checkv2
    Access to voice banking checkv2 checkv2 checkv2

    1 - Paid monthly on daily average balance
    2 - On EPIC Credit Card if Applied and Qualified

    3 - Cell phone protection is subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program,
    is subject to change without notice, may not be available in all regions and may choose to limit deals. 

    *Some restrictions apply, please call (805) 988-2151 for more information.


You can activate your own card anytime and anywhere with the ACTIVATION Number! It’s Simple:

  1. Call 1(888) 691‐8661
  2. Answer the ID validation questions
  3. And follow the prompts to activate your card

Reset your PIN

You can choose your own PIN number anytime and anywhere with PIN Now! It's simple:

  1. Call 1(888) 891-2435
  2. Answer the ID validation questions
  3. And follow the prompts to re-set your PIN

Note: If you are not able to reset your PIN using PIN Now, please varify that your contact information is correct on your CBC account. If your information is not current, you may experience an error when attempting to reset your PIN.

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