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Who would you like to work with?

If you have already been working with a loan officer, please select the officer you already have been speaking with.

Sarai Warren

With over a decade of experience in the mortgage industry, I am proud to be a top-producing Mortgage Loan Originator dedicated to helping individuals achieve their homeownership dreams. As a military spouse and parent to a wonderful child, I understand the importance of stability and the desire for a place to call home.

Originally from Southern California, I bring a deep understanding of the local real estate market and a commitment to providing excellent customer service. My passion lies in assisting self-employed borrowers navigate the complexities of mortgage financing, offering specialized advice and education to empower them on their homeownership journey.

I take pride in being a reliable resource for first-time homebuyers, guiding them through the entire process with patience and expertise. Additionally, I am well-versed in various down payment assistance programs, ensuring that my clients have access to every available option.

My commitment to professionalism and my ability to connect with clients on a personal level set me apart in the industry. I believe in building lasting relationships based on trust and integrity. Whether you’re a seasoned homeowner or a first-time buyer, I am here to provide the support and guidance you need to make informed decisions about your mortgage.

Mortgage Loan Officer
NMLS# 228558
(805) 278-5797
(805) 436-7010 – Fax

Junior Bibian

Junior Bibian

As a Mortgage Loan Officer with over 15 years of experience in Ventura County, California, and born and raised in Oxnard, I bring a profound understanding of the local real estate scene. Beyond mortgages, I thrive on two wheels—be it mountain biking, motorcycle rides, or exploring the outdoors with my family. Personally, I’m happily married with two huskies, embodying patience, and kindness.

In my professional role, I specialize in credit reviews, equity leveraging, and am fluent in both English and Spanish. I’m dedicated to empowering clients with informed decisions. Let me guide you on your path to homeownership, where expertise meets a personal touch.

Mortgage Loan Officer
NMLS# 522456
(805) 278-5716
(805) 436-7010 – Fax

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