Home Equity Line of Credit
It's time to tackle the 'To-Do' List

That long list of things you've been wanting to get done is within reach! We've made it easy for you to access your home's equity with a Home Equity Line of Credit*. What can you do with a HELOC? Anything you want to:

  • Pay off debt
  • Remodel your home
  • Take a vacation
  • Pay for a wedding

A HELOC is there for whatever you need. Take the equity you've built up in your home and put it to use. A friendly and knowledgeable CBC representative is ready to help get you started.

Get Real-Time Home Loan Rates  or  Apply for a HELOC Online

Get an Epic Premium Checking Account and Save!

With an Epic Premium Checking Account:
Rates as low as 2.74% APR* for 12 months and as low as 5.00% APR* thereafter

Without an Epic Premium Checking Account:
Rates as low as 2.99% APR* for 12 months and as low as 5.25% APR* thereafter

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Take a look at our rates

Take advantage of
2.99% 12 Month Intro Rate!

 Rate APR* Payment Per
$1,000
CLTV < 70% Prime + 0 0 pts 5.50% 5.50% $8.04
CLTV 70.01%-80% Prime + .50 0 pts 6.00% 6.00% $8.30
CLTV 80.01%-90% Prime + 1.50 0 pts 7.00% 7.00% $8.85

 

*APR = Annual Percentage Rate. Quoted rate is the lowest available rate and is accurate as of June 14th 2018. Your rate will be based on your credit history and may be higher. Offer cannot be combined with any other offer. Rates and terms are subject to change without notice. Offer excludes all loans already financed at CBC Federal Credit Union.

+Home Equity Line of Credit (HELOC): The Prime Rate as of September 30th was 5.25%.

  • This is a variable rate loan with a floor of 4% and cap of 14%
  • Rates quoted are for owner-occupied single family homes
  • No Closing Cost, but a $500 Early Closure Reimbursement fee is in effect for 36 months to reimburse the credit union if the HELOC is closed