Mortgage & Home Equity
CBC Home Loans

Purchasing a home is one of the biggest investment decisions you will ever make. You can trust CBC for professional guidance and efficient processing to make your experience easier. We offer loan options specific to your needs:

  • Fixed & Adjustable Rate Mortgages

    Whether you’re looking to buy a home or refinance, we have you covered.

    Fixed Rate Loans

    • Your interest rate and payment amount will remain the same during the life of your loan
    • No pre-payment penalties
    • Ideal for the homeowner who plans to stay in the home for at least seven years
    • 10 to 30 year terms available
    • Builds equity faster

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    Adjustable Rate Mortgages (ARMs)

    • Lower initial monthly payments
    • Perfect for those who will be in their homes for a limited time and want flexible mortgage options
    • Good choice for those expecting solid growth in household income
    • Offer low rates that only adjust after the initial five or seven years of the loan
    • 5/1 and 7/1 ARMs at our lowest rates
    • 5/1 ARM — No closing cost option available
    • Conforming, High Balance and Jumbo loans available

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    Jumbo Loans

    • High balance loans (up to $627,750)*
    • Jumbo loans (up to $1,000,000)
    • Super jumbo loans (up to $4,000,000)

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    *Ventura County only

    2nd Trust Deed Loans

    • Closed-end loans are available up to 80% loan-to-value
    • 15-year and 20-year fixed rates
    • Very competitive rates

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  • Home Equity Line of Credit

    What can you do with your home’s equity...? Anything you want! Pay off high rate debt, remodel your home, take a vacation or pay for a wedding, whatever you need! Take the equity you’ve built up in your home and put it to use.

    • NO Closing Costs
    • NO Hidden Fees
    • Lowest Rates in Town

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  • Fresh Start Mortgages

    CBC designed this loan to get a previous homeowner back into homeownership. Today, there are all kinds of reasons why a good borrower had a bad outcome. The Fresh Start Mortgage Loan gets them back to where they belong… In a home. Call our Real Estate Department at 805-988-2151 for complete details.