Business Fee Schedule - CBC Federal Credit Union

Account Type	Fee
Business Membership Savings	No Monthly Fee
Epic Business Checking	$15.00/Monthly
Business Insured Money Market Rate Account	No Monthly Fee
Business Term Share Certificate	No Monthly Fee

Service	Fee
Excess Deposit & Withdrawal Transaction Items A fee of $0.30 for each item in excess of 50 items deposited into or paid from your savings, checking, or money market shares within the same account for the statement period. CBC loan payments, ACH, debit card POS, wires, and transfers between CBC accounts are excluded from this fee.	$0.30/Item
High Volume Currency Transactions A fee of $0.20 for each $100 in excess of $3,000 in currency transactions (this the total of all currency deposits, currency withdrawals, and currency exchanges) into or from your combined savings, checking, or IMMRA accounts for the statement period.	$0.20/$100
Bulk Coin Deposit A fee of 6% for each coin deposit based on the total amount of each coin deposit through our on-site coin machines. (Services vary based on location)	6.00%/Deposit
Overdraft Privilege* A fee of $30.00 for each check, ACH payment, recurring debit card payment, everyday debit card and ATM transaction, and other items we pay that result in an overdraft of your available balance. You will not be charged for any item/transaction of $5.00 or less if your available balance is not sufficient to cover the item. The maximum you could be charged per day is five (5) overdraft fees totaling up to $150 *If you are a sole proprietor, you must Opt-in for Overdraft Privilege services.	$30.00/item
NSF – Non-Sufficient Funds A fee of $35.00 for any items returned unpaid due to insufficient or unavailable funds posted to your account.	$35.00/Item
Bulk Check Deposit A fee of $0.05 for each check in excess of 10 checks.	$0.05/Check
Collection Item A fee of $25.00 for each collection item.	$25.00
Stop Payment A fee of $20.00 for one (1) stopped item or $30.00 for two (2) or more stop payments within a range of items processed in branch or by phone. There is no fee charged for items you stop through online access or automated banking. Items include: checks, cashier’s check, credit card convenience checks, and ACH debit items.	$20.00/$30.00
Skip-a-Payment A fee of $35.00 per loan payment you are qualified to skip.	$35.00
Cashier’s Check & Corporate Check Purchases A fee of $10.00 per check purchased.	$10.00
Temporary Checks A fee of $10.00 for each page of temporary checks printed in excess of 2 sheets per year.	$10.00
Money Orders A fee of $10.00 for each money order.	$10.00
Non-member Check Cashing A non-member will be charged $5.00 for each CBC check cashed.	$5.00
Foreign Item and Cash Letter Processing A fee of $35.00 for each foreign item processed.	$35.00
Transaction Correction A fee of $20.00 for each transaction correction processed.	$20.00
CO-OP Shared Branch Transaction A fee for a transaction conducted through a CO-OP Shared Branch. CBC does not control or assess these fees.	Varies
Domestic Wire Transfer Outgoing A fee of $30.00 for each outgoing wire transfer transaction.	$30.00
Domestic Wire Transfer Incoming A fee of $10.00 for each incoming wire transfer transaction	$10.00
Foreign Wire Transfer A fee of $65.00 for each wire transfer transaction sent to a foreign country.	$65.00
Cash Advance A fee of $10.00 for each cash advance. No fee for Visa card cash advances.	$10.00
Legal Attachments, Levies, and Garnishment fee A fee of $60.00 for each notice we process.	$60.00
Debit Card Issuance A fee of $10.00 for each card issued in excess of 1 per year.	$10.00
Debit Card Issuance (Rush Order) A fee of $35.00 for each additional card issued as a Rush Order. Usually 2-3 day delivery.	$35.00
Credit Card Replacement (Rush Order) A fee of $35.00 for each additional card issued as a Rush Order. Usually 2-3 day delivery.	$35.00
Foreign ATM & Non-CO-OP Network ATM A fee of $3.00 for each ATM transaction at a non-CBC or non-CO-OP Network ATM.	$3.00
Foreign ATM & Non-CO-OP Network ATM Surcharges A fee by the ATM owner. We do not control these fees.	Varies
Account Research A fee of $60.00 per hour we spend to process your request for research, which will be charged in 15 minute increments after the first hour. The minimum charge is one hour’s fee.	$60.00/Hour
Mailed Statement Copy A fee of $10.00 for each statement copy requested to be mailed via USPS.	$10.00
Photocopy Service A fee of $0.50 for each page copied.	$0.50/Page
Notary Service A fee of $15.00 for each notary signature.	$15.00
Medallion Signature Guarantee A fee of $25.00 for each Medallion Signature Guarantee.	$25.00
Early Account Closure A fee of $10.00 for closing your account within six months of opening date.	$10.00
Inactive Dormant Account A fee of $10.00 per month if your account has no activity over a 12-month period.	$10.00/Month
Check Order A fee for each box of standard checks ordered through CBC. Check prices vary based on selection. Please contact us for current pricing.	Varies