Consumer Fee Schedule

Account Type	Fee
Membership Savings	No Monthly Fee
Basic Checking (No monthly fee with an average monthly balance above $100)	$7.00/Monthly
Epic Checking	$6.00/Monthly
Epic Premium Checking	$8.00/Monthly
Insured Money Market Rate Account	No Monthly Fee
Term Share Certificate	No Monthly Fee
IRA Share Savings	$10.00/Annual

Service	Fee
Bulk Coin Deposit A fee of 6% for each coin deposit based on the total amount of each coin deposit through our on-site coin machines. (Services vary based on location)	6.00%/Deposit
Overdraft Privilege* A fee of $30.00 for each check, ACH payment, recurring debit card payment, everyday debit card, and ATM transaction, and other items CBC pays that result in an overdraft of your available balance. No fee is charged for any item/transaction of $5.00 or less if your available balance is not sufficient to cover the item. The maximum charge per day is five (5) overdraft fees totaling up to $150.00.	$30.00/Item
Overdraft Protection A fee of $5.00 to transfer funds from another account to cover each check, ACH payment, recurring debit card payment, everyday debit card, and ATM transaction, and other items that result in an overdraft of your available balance.	$5.00/Item
NSF – Non-Sufficient Funds* A fee of $32.00 for any items returned unpaid due to insufficient or unavailable funds posted to your account.	$32.00/Item
Returned Deposit Item* A fee of $20.00 for each deposit item that is returned unpaid.	$20.00
Manually Processed Check* A fee of $5.00 for each check manually processed due to a MICR coding error.	$5.00/Check
Bulk Check Deposit* A fee of $0.05 for each check-in excess of 10 checks.	$0.05/Check
Collection Item* A fee of $25.00 for each collection item.	$25.00/Item
Stop Payment A fee of $20.00 for one (1) stopped item or $30.00 for two (2) or more stop payments within a range of items processed in branch or by phone. There is no fee charged for items stopped through online access or automated banking. Items include checks, cashier’s checks, credit card convenience checks, and ACH debit items.	$20.00/$30.00
Skip-a-Payment A fee of $35.00 per loan payment you are qualified to skip.	$35.00
Cashier’s Check & Corporate Check Purchases A fee of $5.00 per check purchased.	$5.00
Temporary Checks A fee of $5.00 for each page of temporary checks printed in excess of 2 sheets per year.	$5.00
Money Order A fee of $5.00 for each money order.	$5.00
Non-member Check Cashing A non-member will be charged $5.00 for each CBC check cashed.	$5.00
Foreign Item and Cash Letter Processing* A fee of $35.00 for each foreign item processed.	$35.00
Transaction Correction* A fee of $20.00 for each transaction correction processed.	$20.00
CO-OP Shared Branch Transaction* A fee for a transaction conducted through a CO-OP Shared Branch. CBC does not control or assess these fees.	Varies
Wire Transfer A fee of $25.00 for each outgoing wire transfer transaction.	$25.00
Foreign Wire Transfer A fee of $65.00 for each wire transfer transaction sent to a foreign country.	$65.00
Cash Advance A fee of $10.00 for each cash advance. No fee for Visa card cash advances.	$10.00
Verification of Deposit* A fee of $10.00 for each verification of deposit request. No fee for housing or gov’t agency verifications.	$10.00
Legal Attachments, Levies, and Garnishment fee* A fee of $60.00 for each notice we process.	$60.00
Debit Card Issuance A fee of $10.00 for each card issued in excess of 1 per year.	$10.00
Debit Card Issuance (Rush Order) A fee of $35.00 for each additional card issued as a Rush Order. Usually 2-3 day delivery.	$35.00
Credit Card Replacement A fee of $10.00 for each additional card issued.	$10.00
Credit Card Replacement (Rush Order) A fee of $35.00 for each additional card issued as a Rush Order. Usually 2-3 day delivery.	$35.00
Foreign ATM & Non-CO-OP Network ATM A fee of $2.00 for each ATM transaction at a non-CBC or non-CO-OP Network ATM.	$2.00
Foreign ATM & Non-CO-OP Network ATM Surcharges A fee by the ATM owner. We do not control these fees.	Varies
Returned Mail Correction* A fee of $2.00 for each piece of mail return to us due to an incorrect address.	$2.00
Account Research A fee of $50.00 per hour we spend to process your request for research, which will be charged in 15 minute increments after the first hour. The minimum charge is one hour’s fee.	$50.00/Hour
Statement Copy A fee of $5.00 for each statement requested.	$5.00
Mailed Statement Copy* A fee of $10.00 for each statement copy requested to be mailed via USPS.	$10.00
Photocopy Service A fee of $0.50 for each page copied.	$0.50/Page
Notary Service A fee of $15.00 for each notary signature.	$15.00
Medallion Signature Guarantee A fee of $25.00 for each Medallion Signature Guarantee.	$25.00
Early Account Closure A fee of $25.00 for closing your account within six months of opening date.	$25.00
IRA Annual Fee An annual fee of $10.00 for each IRA share.	$10.00/Year
IRA Direct Transfer A fee of $25.00 for each IRA transfer to another institution.	$25.00
Inactive Dormant Account A fee of $5.00 per month if your account has no activity over a 12-month period.	$5.00/Month
Check Order A fee for each box of standard checks ordered through CBC. Check prices vary based on selection. Please contact us for current pricing.	Varies