Important Information: IMPORTANT FRAUD ALERT: Members have alerted CBC FCU of fraudulent attempts via messages and phone calls, falsely claiming to be the CBC Fraud Department. Fraudsters aim to gain access to account and identification information by posing as a CBC Associate. If you did not initiate contact with CBC FCU, DO NOT share any personal identification information, One Time Passcodes/Security Codes, or your CBC Account/Card numbers. If you suspect you’re a victim of this scam, please contact CBC immediately at 805.988.2151. Our team will help secure your account. More info here.

Saving Rates

Savings Accounts

Account TypeMinimum DepositTermStated RateAnnual Percentage Yield
Regular Savings*$5Avg. Daily0.030%0.030%
IRA Savings Account*$25Avg. Daily0.030%0.030%
Health Savings Account**$100Avg. Daily0.030%0.030%

Epic Premium Checking *

TierMin. DepositTermStated RateAnnual Percentage Yield
Tier 1$0Avg. Daily0.030%0.030%
Tier 2$2,000Avg. Daily0.250%0.250%
Tier 3$25,000Avg. Daily0.499%0.500%
Tier 4$50,000Avg. Daily0.995%1.000%
Tier 5$100,000Avg. Daily1.982%2.000%
Tier 6$250,000Avg. Daily2.960%3.000%

Insured Money Market Rate Account +

TierMin. DepositsTermStated RateAnnual Percentage Yield
Tier 1$0Avg. Daily0.000%0.000%
Tier 2$2,000Avg. Daily0.030%0.030%
Tier 3$25,000Avg. Daily0.250%0.250%
Tier 4$50,000Avg. Daily0.499%0.500%
Tier 5$100,000Avg. Daily0.995%1.000%
Tier 6$250,000Avg. Daily1.982%2.000%

Term Share and IRA Certificates **

Minimum DepositTermStated RateAnnual Percentage Yield
$500 Min. Certs.3 months4.410%4.500%
$500 Min. Certs.3 Months with **Epic Premium Checking4.889%5.000%
$500 Min. Certs.6 months4.410%4.500%
$500 Min. Certs.6 Months with **Epic Premium Checking4.650%4.750%
$500 Min. Certs.1 year4.169%4.250%
$500 Min. Certs.1 year with **Epic Premium Checking4.410%4.500%
$500 Min. Certs.1 Year IRA with **Epic Premium Checking5.128%5.250%
$500 Min. Certs.18 months3.928%4.000%
$500 Min. Certs.18 months with **Epic Premium Checking4.410%4.500%
$500 Min. Certs.2 years3.687%3.750%
$500 Min. Certs.2 years with **Epic Premium Checking4.169%4.250%
$500 Min. Certs.3 years3.687%3.750%
$500 Min. Certs.4 years3.687%3.750%
$500 Min. Certs.5 years3.687%3.750%
$500 Min. Certs.5 years with **Epic Premium Checking4.169%4.250%

Epic Premium Checking Promotion

1-year Term Share Certificate

Epic Premium account holders will enjoy a bonus on a new 2-year Term Share Certificate to 4.50% APY | 4.41% Stated Rate

2-year Term Share Certificate

Epic Premium account holders will enjoy a  bonus on a new 2-year Term Share Certificate to 4.25% APY | 4.169% Stated Rate

5-year Term Share Certificate

Epic Premium account holders will enjoy a  bonus on a new 5-year Term Share Certificate to 4.25% APY | 4.169% Stated Rate

Ready to open a Term Share Certificate? Visit a branch near you
Ready to open an Epic Premium Checking Account? Go Epic Today!

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earnings and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details.

**Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earnings and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details. Penalties apply for early withdrawal.

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