Saving Rates

Savings Accounts

Account TypeMinimum DepositTermStated RateAnnual Percentage Yield
Regular Savings*$5Avg. Daily0.030%0.030%
IRA Savings Account*$25Avg. Daily0.030%0.030%
Health Savings Account**$100Avg. Daily0.030%0.030%

Epic Premium Checking *

TierMin. DepositTermStated RateAnnual Percentage Yield
Tier 1$0Avg. Daily0.030%0.030%
Tier 2$2,000Avg. Daily0.050%0.050%
Tier 3$25,000Avg. Daily0.100%0.100%
Tier 4$50,000Avg. Daily0.150%0.150%
Tier 5$100,000Avg. Daily0.250%0.250%
Tier 6$250,000Avg. Daily0.300%0.300%

Insured Money Market Rate Account +

TierMin. DepositsTermStated RateAnnual Percentage Yield
Tier 1$0Avg. Daily0.000%0.000%
Tier 2$2,000Avg. Daily0.030%0.030%
Tier 3$25,000Avg. Daily0.050%0.050%
Tier 4$50,000Avg. Daily0.100%0.100%
Tier 5$100,000Avg. Daily0.150%0.150%
Tier 6$250,000Avg. Daily0.200%0.200%

Term Share and IRA Certificates **

Minimum DepositTermStated RateAnnual Percentage Yield
$500 Min. Certs.3 months0.100%0.100%
$500 Min. Certs.6 months0.200%0.200%
$500 Min. Certs.1 year0.350%0.350%
$500 Min. Certs.18 months0.400%0.400%
$500 Min. Certs.2 years0.499%0.500%
$500 Min. Certs.3 years0.648%0.650%
$500 Min. Certs.4 years0.747%0.750%
$500 Min. Certs.5 years0.847%0.850%

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details.

**Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details. Penalties apply for early withdrawal.

Epic Premium Promotion

2-year Term Share Certificate

Epic Premium account holders will enjoy a .25% bonus on a new 2-year Term Share Certificate to 0.750% APY | 0.747% Stated Rate

5-year Term Share Certificate

Epic Premium account holders will enjoy a .15% bonus on a new 5-year Term Share Certificate to 1.000% APY | 0.995% Stated Rate

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