Saving Rates

Savings Accounts

Account Type	Minimum Deposit	Term	Stated Rate	Annual Percentage Yield
Regular Savings*	$5	Avg. Daily	0.030%	0.030%
IRA Savings Account*	$25	Avg. Daily	0.030%	0.030%
Health Savings Account**	$100	Avg. Daily	0.030%	0.030%

Epic Premium Checking ^*

Tier	Min. Deposit	Term	Stated Rate	Annual Percentage Yield
Tier 1	$0	Avg. Daily	0.030%	0.030%
Tier 2	$2,000	Avg. Daily	0.050%	0.050%
Tier 3	$25,000	Avg. Daily	0.100%	0.100%
Tier 4	$50,000	Avg. Daily	0.150%	0.150%
Tier 5	$100,000	Avg. Daily	0.250%	0.250%
Tier 6	$250,000	Avg. Daily	0.300%	0.300%

Insured Money Market Rate Account ⁺

Tier	Min. Deposits	Term	Stated Rate	Annual Percentage Yield
Tier 1	$0	Avg. Daily	0.000%	0.000%
Tier 2	$2,000	Avg. Daily	0.030%	0.030%
Tier 3	$25,000	Avg. Daily	0.050%	0.050%
Tier 4	$50,000	Avg. Daily	0.100%	0.100%
Tier 5	$100,000	Avg. Daily	0.150%	0.150%
Tier 6	$250,000	Avg. Daily	0.200%	0.200%

Term Share and IRA Certificates ^**

Minimum Deposit	Term	Stated Rate	Annual Percentage Yield
$500 Min. Certs.	3 months	0.100%	0.100%
$500 Min. Certs.	6 months	0.200%	0.200%
$500 Min. Certs.	1 year	0.350%	0.350%
$500 Min. Certs.	18 months	0.400%	0.400%
$500 Min. Certs.	2 years	0.499%	0.500%
$500 Min. Certs.	3 years	0.648%	0.650%
$500 Min. Certs.	4 years	0.747%	0.750%
$500 Min. Certs.	5 years	0.847%	0.850%

* Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details.

**Dividends are declared at the end of each month by the Board of Directors based on the Credit Union’s earning and cannot be guaranteed. Dividends compounded monthly. Dividend rates vary by product type and balance tiers, please see our Truth in Savings Agreement for details. Penalties apply for early withdrawal.