Important Information: Effective April 21st, all Term Share Certificates must be opened at a CBC branch. To find the location nearest you click here.

Auto Loan

Looking for a car? We can help!

CBC can help you borrow easily and wisely with auto rates as low as 5.95*! Our loans are designed to meet your needs with competitive rates, flexible terms, friendly service, and fast approval. CBC provides:

  • New Vehicle Loans
  • Used Vehicle Loans
  • Recreational Vehicle Loans
  • Refinancing
  • Seasoned Auto Loan Refinance

Did you know CBC offers an easy car-buying solution?

Get started today!

Applying is fast and easy!

Apply Now

Lower your rate with an Epic Premium Checking Account & CBC Auto Insurance!

Contact us by filling out the form below to take advantage of this discount! A CBC Representative will be in touch shortly.

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Auto Loans & Rates

We can help you borrow easily and wisely. Auto loan features include:

  • New & Used Car, Truck, Van, and Motorcycle loans
  • Personalized auto buying services
  • In excess of 100% financing* including tax, license, and fees
  • Terms up to 84 months for lower payments
  • Get new vehicle rates and terms on both current and previous model year vehicles

New & Used Auto/Truck/Van (Model year 2018 and newer).

TermAPR Rates* as low asPayment per $1,000
36 Months or less5.95% $30.40
37-48 Months6.45%$23.70
49-60 Months6.50%$19.57
61-72 Months6.70%$16.91
73-84 Months7.45%$15.32

Used Auto/Truck/Van (Model year 2017 to 2016)

TermAPR Rates* as low asPayment per $1,000
36 Months or less6.95%$30.86
37-48 Months7.45%$24.16
49-60 Months7.50%$20.04
61-72 Months7.70%$17.39

Older Auto/Truck/Van (Model year 2015 and older).

TermAPR Rates* as low asPayment per $1,000
36 Months or less7.95%$31.32
37-48 Months8.45%$24.63
49-60 Months8.50%$20.52

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 8806 for rates on refinancing existing CBC FCU loans. Promotional APR is with the purchase of an Epic Premium Checking account and CBC Auto Insurance. No salvage title vehicles.

Seasoned Auto Loan Refinance Program

What is a Seasoned Auto Loan Refinance?

  • 1% rate reduction or qualifying rate to your current non-CBC financed auto loan
  • Keep your current loan structure

What Loans are eligible?

  • Vehicles: Auto, Truck, Van
  • Loans with a minimum of 6 payments on time on an existing loan with a lender
  • No late payments on the auto loan being refinanced within the past 12 months
  • Auto loans outside of CBC

Need More Help?

Fill out the form below and our team will contact you to answer all your questions!

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