Important Information: IMPORTANT FRAUD ALERT: Members have alerted CBC FCU of fraudulent attempts via messages and phone calls, falsely claiming to be the CBC Fraud Department. Fraudsters aim to gain access to account and identification information by posing as a CBC Associate. If you did not initiate contact with CBC FCU, DO NOT share any personal identification information, One Time Passcodes/Security Codes, or your CBC Account/Card numbers. If you suspect you’re a victim of this scam, please contact CBC immediately at 805.988.2151. Our team will help secure your account.

Auto Loan

Looking for a car? We can help!

CBC can help you borrow easily and wisely with auto rates as low as 7.25*! Our loans are designed to meet your needs with competitive rates, flexible terms, friendly service, and fast approval. CBC provides:

  • New Vehicle Loans
  • Used Vehicle Loans
  • Recreational Vehicle Loans
  • Refinancing
  • Seasoned Auto Loan Refinance

Did you know CBC offers an easy car-buying solution?

Get started today!

Applying is fast and easy!

Apply Now
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Lower your rate with an Epic Premium Checking Account & CBC Auto Insurance!

Contact us by filling out the form below to take advantage of this discount! A CBC Representative will be in touch shortly.

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Auto Loans & Rates

We can help you borrow easily and wisely. Auto loan features include:

  • New & Used Car, Truck, Van, and Motorcycle loans
  • Personalized auto buying services
  • In excess of 100% financing* including tax, license, and fees
  • Terms up to 84 months for lower payments
  • Get new vehicle rates and terms on both current and previous model year vehicles

New & Used Auto/Truck/Van (Model year 2019 and newer).

TermAPR Rates* as low asPayment per $1,000
36 Months or less7.25% $30.40
37-48 Months7.25%$23.70
49-60 Months7.50%$19.57
61-72 Months7.75%$16.91
73-84 Months8.25%$15.32

Used Auto/Truck/Van (Model year 2018 to 2017)

TermAPR Rates* as low asPayment per $1,000
36 Months or less8.25%$30.86
37-48 Months8.25%$24.16
49-60 Months8.50%$20.04
61-72 Months8.75%$17.39

Older Auto/Truck/Van (Model year 2016 and older).

TermAPR Rates* as low asPayment per $1,000
36 Months or less9.25%$31.32
37-48 Months9.25%$24.63
49-60 Months9.50%$20.52

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 8806 for rates on refinancing existing CBC FCU loans. Promotional APR is with the purchase of an Epic Premium Checking account and CBC Auto Insurance. No salvage title vehicles.

Seasoned Auto Loan Refinance Program

What is a Seasoned Auto Loan Refinance?

  • 1% rate reduction or qualifying rate to your current non-CBC financed auto loan
  • Keep your current loan structure

What Loans are eligible?

  • Vehicles: Auto, Truck, Van
  • Loans with a minimum of 6 payments on time on an existing loan with a lender
  • No late payments on the auto loan being refinanced within the past 12 months
  • Auto loans outside of CBC

Need More Help?

Fill out the form below and our team will contact you to answer all your questions!

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