Auto Loan

Looking for a car? We can help!

At CBC, we make purchasing your next vehicle easy, just as it should be. We can help you borrow easily and wisely. Our loans are designed to meet your needs with competitive rates, flexible terms, friendly service, and fast approval. A few options CBC provides are:

  • New Vehicle Loans
  • Used Vehicle Loans
  • Recreational Vehicle Loans
  • Refinancing
  • Seasoned Auto Loan Refinance

Did you know CBC offers two car-buying solutions?

Get started today!

Applying is fast and easy!

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Rates as low as 1.99% with an Epic Premium Checking Account!

Get a .50% rate discount with the purchase of an Epic Premium Checking Account! Contact us by filling out the form below to take advantage of this discount! A CBC Representative will be in touch shortly.

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Auto Loans & Rates

We can help you borrow easily and wisely. Auto loan features include:

  • New & Used Car, Truck, Van, and Motorcycle loans
  • Personalized auto buying services
  • In excess of 100% financing* including tax, license, and fees
  • Terms up to 84 months for lower payments
  • Get new vehicle rates and terms on both current and previous model year vehicles

New & Used Auto/Truck/Van (2017 model year and newer). Rates and terms apply to direct auto only.

TermAPR Rates* as low asPayment per $1,000
36 Months2.49% $28.86
48 Months2.74%$22.03
60 Months2.74%$17.86
72 Months3.24%$15.31
84 Months3.99%$13.67

Older Auto/Truck/Van (2016 – 2014 model years). Rates and terms apply to direct auto only.

TermAPR Rates* as low asPayment per $1,000
36 Months2.49%$28.86
48 Months2.74%$22.03
60 Months2.74%$17.86
72 Months3.24%$15.31
84 Months3.99%$13.67

* APR = Annual Percentage Rate. Rates vary with the amount financed, term, and credit history, and are subject to change without notice. Rates apply to new money loans only. Please contact our Loan Sales Team at (805) 988-2151 ext 2806 for rates on refinancing existing CBC FCU loans. 1.99% APR is with the purchase of an Epic Premium Checking account.

Seasoned Auto Loan Refinance Program

What is a Seasoned Auto Loan Refinance?

  • 1% rate reduction or qualifying rate to your current non-CBC financed auto loan
  • Keep your current loan structure

What Loans are eligible?

  • Vehicles: Auto, Truck, Van
  • Loans with a minimum of 6 payments on time on an existing loan with a lender
  • No late payments on the auto loan being refinanced within the past 12 months
  • Auto loans outside of CBC

Need More Help?

FIll out the form below and our team will contact you to answer all your questions!

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