Important Information: IMPORTANT FRAUD ALERT: Members have alerted CBC FCU of fraudulent attempts via messages and phone calls, falsely claiming to be the CBC Fraud Department. Fraudsters aim to gain access to account and identification information by posing as a CBC Associate. If you did not initiate contact with CBC FCU, DO NOT share any personal identification information, One Time Passcodes/Security Codes, or your CBC Account/Card numbers. If you suspect you’re a victim of this scam, please contact CBC immediately at 805.988.2151. Our team will help secure your account.

Epic Premium Checking

What can EPIC Premium checking do for you?

Packed with features and benefits, Epic Premium checking will provide you with the peace of mind of a robust identity theft protection and recovery package as well as the power to save you money right at your fingertips!

  • A 0.25% increase on certain Term Share Certificate Rates
  • A 0.5% interest rate discount on new closed-end Personal Loans and Direct Auto | Motorcycle | RV loans (some restrictions apply)
  • An extended warranty on all Debit card purchases*
  • 5 cents rebate on all Debit card swipes
  • Better than money market dividend rates
  • Special money-saving offers of Loan and Share Certificate rates
  • PLUS all the perks and protections of Epic Checking!
Young man holding phone with Epic Perks App

Perks and Protection

  • Roadside Assistance *

    24/7 Roadside assistance. It’s free to use for covered services up to $80. Simply tap on the “Call Roadside Assistance” button

  • Insurance

    Insurance service that will give you peace of mind including Buyers Protection and Accidental Death Insurance (for Epic Premium accounts only)

  • Deals

    Shop local, online and recreational deals

  • Health Savings

    Savings tools for pharmacy, vision, and hearing

  • Curbside Takeout (Curbit)

    An exciting new tool that gives you a seamless ordering and curbside pickup experience in this new socially distant world

  • Cell Phone Protection

    If your phone is broken or stolen, BaZing will reimburse you for what you pay to have it repaired or replaced, up to $800 per claim (max 2 claims per year)

  • ID Theft Aid

    Here you will find all ID theft protection and recovery services including restoration, protection, and monitoring (You must opt into ID monitoring in order the receive the service)

    Fully managed ID fraud recovery services, $25k ID theft expense reimbursement insurance and Entitlement to the following monitoring services:

    • Credit Monitoring
    • Rapid Credit Alerts
    • Monthly Credit Score
    • Annual Credit Report
    • Dark Web Monitoring
  • Bill Shark

    Let a team of experts negotiate your internet, TV, cellphone, and home security services on your behalf, or cancel subscriptions you no longer want or need. If Bill Shark can’t save you money, you don’t pay anything!

  • Bazing Fuel

    Start saving on your fuel at participating gas stations. Earn rewards to redeem at the pump simply by using your CBC debit card for everyday purchases. Only 15 swipes per month earn you fuel savings! Don’t have the Epic perks app? Download it today!

  • Additional Deposit Insurance

    Enhanced Share Deposit insurance of $2,000,000. $250,00 through NCUA, and $1,750,000 through ASI.

  • Card Controls

    With intuitive features such as real-time transaction alerts, customizable spending limits, and instant card blocking, Card Controls ensures users can manage and secure their financial transactions with ease and precision.

  • Discounted Tax Filing Service

    File your federal and state taxes for a total of $45 with This perk must first be activated in the Epic Perks app to receive the discounted filing price.

*Some limitations apply

CBC’s Epic Premium Checking is the perfect fit for any lifestyle.

Loaded with protections and money-saving perks, Epic Checking lives up to its name.

Note: Enrollment is required to receive the benefits of your Epic Checking account. Learn More about the benefits

Epic Premium Checking

$90+ monthly value if purchased separately

We hope you are already saving a bunch with your Epic Perks app! If not, let’s get you signed up.

1. With your smartphone/device, download the “Epic Perks” app from Google or iTunes OR visit on your computer and click “Get Started

2. Log in using your email and the temporary password sent to you upon account opening (you should have an activation email in your email inbox after you open your account. If not, please contact us at 805.988.2151)

3. Follow the on-screen prompts to complete your enrollment

4. Click on the ID Theft Aid tile, then the Identity Monitoring tile, and enter your information to take full advantage of the robust ID theft monitoring services

5. Start enjoying all that your Epic account has to offer.

download on apple store download on google play Or visit

Activate Your Card

You can activate your own card anytime and anywhere with the ACTIVATION Number! It’s Simple:

  1. Call 1(888) 691‐8661
  2. Answer the ID validation questions
  3. And follow the prompts to activate your card

How to download Card Controls

Reset Your PIN

You can choose your own PIN number anytime and anywhere with PIN Now! It’s simple:

  1. Call 1(888) 891-2435
  2. Answer the ID validation questions
  3. And follow the prompts to reset your PIN

Note: If you are not able to reset your PIN using PIN Now, please verify that your contact information is correct on your CBC account. If your information is not current, you may experience an error when attempting to reset your PIN.

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