Term Share Certificates With a CBC Term Share Certificate, you will have a set dividend rate for the term of your choice. This means that you can perfectly tailor yours to suit your savings goals. Become a Member CBC Term Share Certificates earn dividends at higher rates than savings accounts. Here is a look at some of the other great benefits: Terms from 3 months to 5 years Low $500 minimum deposit to open Insured up to $250,000 by the National Credit Union Administration Go Epic and save even more on certificate rates! Click here for details. Already a Member? Visit a branch today to open an additional Share Savings Account More Resources Savings Rates Savings Calculators Ready to open a Term Share Certificate? Visit a branch near you Term Share Certificate Rates for Memberswith Epic Premium Checking 1-year Term Share Certificate Epic Premium Checking account holders will enjoy a bonus on a new 1-year Term Share Certificate to 4.50% APY* | 4.41% Stated Rate 2-year Term Share Certificate Epic Premium Checking account holders will enjoy a bonus on a new 2-year Term Share Certificate to 4.25% APY* | 4.169% Stated Rate 5-year Term Share Certificate Epic Premium Checking account holders will enjoy a bonus on a new 5-year Term Share Certificate to 4.25% APY* | 4.169% Stated Rate *APY = Annual Percentage Yield. Must meet membership and account criteria. The annual percentage is anticipated with a specific term to earn the opening APY until the end of the term, unless otherwise specified. APY assumes dividends will remain in account. Withdrawals and fees may reduce earnings. Penalties for early withdrawals apply. Advertised APY and terms are subject to change without notice. Restrictions apply. See Current Rates for Term Share and IRA Certificates below for Full Dividend Rates and Disclosures. Ready to open a Term Share Certificate? Visit a branch near you Current Rates for Term Share and IRA Certificates Minimum DepositTermStated RateAnnual Percentage Yield$500 Min. Certs.3 months4.410%4.500%$500 Min. Certs.3 Months with **Epic Premium Checking4.889%5.000%$500 Min. Certs.6 months4.410%4.500%$500 Min. Certs.6 Months with **Epic Premium Checking4.650%4.750%$500 Min. Certs.1 year4.169%4.250%$500 Min. Certs.1 year with **Epic Premium Checking4.410%4.500%$500 Min. Certs.1 Year IRA with **Epic Premium Checking5.128%5.250%$500 Min. Certs.18 months3.928%4.000%$500 Min. Certs.18 months with **Epic Premium Checking4.410%4.500%$500 Min. Certs.2 years3.687%3.750%$500 Min. Certs.2 years with **Epic Premium Checking4.169%4.250%$500 Min. Certs.3 years3.687%3.750%$500 Min. Certs.4 years3.687%3.750%$500 Min. Certs.5 years3.687%3.750%$500 Min. Certs.5 years with **Epic Premium Checking4.169%4.250% CERTIFICATES: *APY = Annual Percentage Yield. Must meet membership and account criteria. Dividend Rate and Annual Percentage Yield are fixed for the term of your Certificate Account. Visit your local branch to apply. Dividends are earned daily, are compounded, and credited monthly on the first day of each month. All certificate APY assumes dividends remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Withdrawals, penalties and fees may reduce principal and earnings. Penalties will apply for early withdrawals. The IRS on Individual Retirement Accounts (IRA) Certificates may impose additional penalties. Please consult with a tax professional for more information. Advertised APY and terms are subject to change without notice. Other restrictions apply. **EPIC Premium Checking is required to qualify for specific Certificate rates. If your EPIC Premium Checking account is closed prior to maturity for any reason, the dividend rate for your account will be reduced to the prevailing dividend rate being paid as of the date your account was opened. This lower rate will be applied for the remainder of the term of the Certificate. All rates, terms, services, and conditions are subject to change without notice. Certificate will automatically renew into like term at the prevailing dividend rate unless you tell us otherwise. CBCFCU reserves the right to end or modify these offers at any time without notice. Your deposits are federally insured up to $250,000 by the National Credit Union Administration. Related Products Epic Premium Checking Epic Premium comes with all the perks of Epic Checking, and more! Get a 0.5%… Continue Reading All Rates All Rates At CBC, our goal is to make your financial life as easy as… Continue Reading Savings Account CBC Share Account Your financial well-being begins with a Share Savings account. Open a Share… Continue Reading
