Important Information: IMPORTANT FRAUD ALERT : Members have alerted CBC FCU of fraudulent attempts via messages and phone calls, falsely claiming to be the CBC Fraud Department. Fraudsters aim to gain access to account and identification information by posing as a CBC Associate. If you did not initiate contact with CBC FCU, DO NOT share any personal identification information, One Time Passcodes/Security Codes, or your CBC Account/Card numbers. If you suspect you’re a victim of this scam, please contact CBC immediately at 805.988.2151. Our team will help secure your account.

Term Share Certificates

With a CBC Term Share Certificate, you will have a set dividend rate for the term of your choice. This means that you can perfectly tailor yours to suit your savings goals.

CBC Term Share Certificates earn dividends at higher rates than savings accounts.

Here is a look at some of the other great benefits:

Already a Member?

Visit a branch today to open an additional Share Savings Account

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Epic Premium Checking Promotion

1-year Term Share Certificate

Epic Premium Checking account holders will enjoy a bonus on a new 1-year Term Share Certificate to 5.25% APY* | 5.128% Stated Rate

2-year Term Share Certificate

Epic Premium Checking account holders will enjoy a bonus on a new 2-year Term Share Certificate to 4.50% APY* | 4.41% Stated Rate

5-year Term Share Certificate

Epic Premium Checking account holders will enjoy a bonus on a new 5-year Term Share Certificate to 4.50% APY* | 4.41% Stated Rate

Current Rates for Term Share and IRA Certificates

Minimum DepositTermStated RateAnnual Percentage Yield
$500 Min. Certs.3 months4.410%4.500%
$500 Min. Certs.6 months4.650%4.750%
$500 Min. Certs.6 Months with **Epic Premium Checking5.128%5.250%
$500 Min. Certs.1 year4.410%4.500%
$500 Min. Certs.1 year with **Epic Premium Checking5.128%5.250%
$500 Min. Certs.18 months3.928%4.000%
$500 Min. Certs.18 months with **Epic Premium Checking4.650%4.750%
$500 Min. Certs.2 years3.928%4.000%
$500 Min. Certs.2 years with **Epic Premium Checking4.410%4.500%
$500 Min. Certs.3 years3.687%3.750%
$500 Min. Certs.4 years3.687%3.750%
$500 Min. Certs.5 years3.687%3.750%
$500 Min. Certs.5 years with **Epic Premium Checking4.410%4.500%

CERTIFICATES: *APY = Annual Percentage Yield. Must meet membership and account criteria. Dividend Rate and Annual Percentage Yield are fixed for the term of your Certificate Account. Visit your local branch to apply. Dividends are earned daily, are compounded, and credited monthly on the first day of each month. All certificate APY assumes dividends remain on deposit until maturity. If the dividends are withdrawn prior to maturity, the APY will be lower. Withdrawals, penalties and fees may reduce principal and earnings. Penalties will apply for early withdrawals. The IRS on Individual Retirement Accounts (IRA) Certificates may impose additional penalties. Please consult with a tax professional for more information. Advertised APY and terms are subject to change without notice. Other restrictions apply.

**EPIC Premium Checking is required to qualify for specific Certificate rates. If your EPIC Premium Checking account is closed prior to maturity for any reason, the dividend rate for your account will be reduced to the prevailing dividend rate being paid as of the date your account was opened. This lower rate will be applied for the remainder of the term of the Certificate.  

All rates, terms, services, and conditions are subject to change without notice. Certificate will automatically renew into like term at the prevailing dividend rate unless you tell us otherwise. CBCFCU reserves the right to end or modify these offers at any time without notice. 

Your deposits are federally insured up to $250,000 by the National Credit Union Administration.  

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