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Home Equity Line of Credit & Fixed Rate 2nd

What can you do with your home’s equity…? Anything you want! Pay off high-rate debt, remodel your home, take a vacation or pay for a wedding, whatever you need! Take the equity you’ve built up in your home and put it to use. A friendly and knowledgeable CBC representative is ready to help get you started.

  • Variable Rate & Fixed Rate Options
  • No Hidden Fees
  • Low Rates
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Applying is fast and easy!

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Home Equity Line of Credit

2.99% 12 Month Intro Rate!

RateAPR*Payment per $1000
CLTV < 70%Prime + 00 pts4.00%4.00%$7.40
CLTV 70.01%-80%Prime + .500 pts4.00%4.00%$7.40
CLTV 80.01%-90%Prime + 1.500 pts4.75%4.75%$7.78

Home Equity Line of Credit (Non-Owner Occupied)

RateAPR*Payment Per $1,000
CLTV <70%Prime +1 0 pts4.25%4.25%$7.52

Get an Epic Premium Checking Account and Save!

With an Epic Premium Checking Account:
Rates as low as 2.74% APR* for 12 months and as low as 3.75% APR* thereafter

Without an Epic Premium Checking Account:
Rates as low as 2.99% APR* for 12 months and as low as 4.00% APR* thereafter

+ Home Equity Line of Credit (HELOC): The Prime Rate as of August 31st 2021 was 3.25%.

  • This is a variable rate loan with a floor of 4% and a cap of 14%
  • Rates quoted are for owner-occupied single-family homes
  • No Closing Cost, but a $500 Early Closure Reimbursement fee is in effect for 36 months to reimburse the credit union if the HELOC is closed.

Fixed Rate 2nd

Home Equity Loans*

ProductRate as low asDiscount PointsAPR as low asPayment per $1000
15 Year4.500%05.1456$7.65
20 Year4.750%05.2607$6.46

Rates are subject to change without notice. These mortgage rates apply only with certain conditions. Your rate depends on several factors including market conditions, property type, loan purpose, credit score, debt to income ratio, and loan-to-value. The displayed annual percentage rates (APRs) include total points and prepaid finance charges but do not include other closing costs. Max LTV is 80%.

Rates are not automatically locked in at time of application. Loan rate locks can be requested in writing after your loan has been pre-approved by CBC FCU.

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