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Home Equity Line of Credit & Fixed Rate 2nd

What can you do with your home’s equity…? Anything you want! Pay off high-rate debt, remodel your home, take a vacation or pay for a wedding, whatever you need! Take the equity you’ve built up in your home and put it to use. A friendly and knowledgeable CBC representative is ready to help get you started.

  • Variable Rate & Fixed Rate Options
  • Minimal Fees
  • Low Rates
Let’s Get Started

Applying is fast and easy!

Apply Online

Home Equity Line of Credit

3.99% 12 Month Intro Rate!

CLTVPrimePointsRateAPR*Payment per $1000
CLTV < 70%Prime + .500 pts9.00%9.00%$10.14
CLTV 70.01%-80%Prime + .750 pts9.25%9.25%$10.29
CLTV 80.01%-90%Prime + 1.500 pts10.00%10.00%$10.75

Home Equity Line of Credit (Non-Owner Occupied)

CLTVPrimePointsRateAPR*Payment Per $1,000
CLTV <70%Prime +1 0 pts9.50%9.50%$10.44

Get an Epic Premium Checking Account and Save!

With the purchase of an Epic Premium Checking Account, you will receive a 0.25% discount on your HELOC rate!

+ Home Equity Line of Credit (HELOC): The Prime Rate as of January 31st 2024 was 8.50%.

  • This is a variable rate loan with a floor of 4% and a cap of 14%
  • Rates quoted are for owner-occupied and non-owner single family homes with a min fico score of 680
  • Closing costs are $999 + Appraisal Fee if required

Rates are subject to change without notice. These mortgage rates apply only with certain conditions. Your rate depends on several factors including market conditions, property type, loan purpose, credit score, debt to income ratio, and loan-to-value. The displayed annual percentage rates (APRs) include total points and prepaid finance charges of $1800 but do not include other closing costs. For loans over 80% LTV, please contact our real estate department for current rates.

Rates are not automatically locked in at time of application. Loan rate locks can be requested in writing after your loan has been pre-approved by CBC FCU.

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