Experience the Epic Difference! Welcome to CBC’s eNewsletter! Get the latest news about what’s going on in and around CBC Federal Credit Union. Letter from our president and CEO, Rick Weber. Rick Weber – President & CEO As we move out of summer and into the fall months, I cannot help but think about how thankful I am to each CBC member for trusting us to help you achieve your financial happiness for more than 70 years! CBC is committed to being your trusted financial resource and Credit Union. Lately, savers have been enjoying all-time high dividends on their money and that is no different at CBC. Our Term Share Certificates are the perfect way to tackle your savings goals and our rates are extremely competitive. Pairing your Term Share Certificate with an Epic Premium Checking account gets you an even better rate! As I mentioned this last quarter, I want to reiterate how excited we are about moving back into the east county with a new Simi Valley location! Slated for a November launch, our new full-service branch will have all the services including shared branching, insurance services, and wealth management services. We will also be introducing new DMV services where you will be able to take care of things like license renewals, name changes, and address updates, all without the DMV line. Planning on tackling a going-green home improvement project? CBC can help! With constantly rising electricity rates and frequent flex alerts, solar is becoming an increasingly common option for many Ventura County homeowners. CBC’s Eco Loan is designed to help you put solar panels on your house along with many other green and eco-friendly home improvements. Ask one of our knowledgeable team members about an Eco Loan and how CBC can help you and your house be more efficient than ever. As always, we appreciate your membership and it’s our pleasure to serve you with the best products, services, and experience that make your financial journey a success. We look forward to many more years of serving you! CBC Is Coming to Simi Valley! CBC is officially coming to Simi Valley! We are so excited to announce that we are currently building a new, full-service branch in Simi Valley. Our new branch will come with a Dunkin’ café (much like our Camarillo location). We are aiming to open our branch for all your financial needs this November and Dunkin’ will be opening just a few months after! Just like all of our locations, we welcome you to see us in Simi Valley for everything pertaining to your CBC accounts to Wealth Management and Insurance Services. This new branch will also boast a drive-thru ATM and Shared Branching services, which includes serving members from other credit unions. An amazing new feature coming to Simi Valley is DMV services! You will be able to skip the line at the DMV and use our friendly pros to help with renewing your license, processing a name change, and updating your address! Although the DMV services do not yet have a release date, we are working hard to begin providing this to our members as quickly as possible. Keep an eye out for more communications soon about DMV services at CBC! More information about the launch of our new Simi Valley location will be coming shortly. When the time comes, we hope you stop by for a coffee, donut, and amazing member service from the CBC team this November. We will see you in Simi Valley soon! Markets are Volatile – Do You Have a Plan? It’s no secret that the equity and fixed income markets have had a rough year. With the S&P500 being down over 20% year-to-date, many investors are concerned about the well-being of their financial futures. Dustin Tondreau, CBC Wealth Advisor, says he’s seen many investors making ill-advised decisions in the current economic state over the past 9 months. “I’ve seen a lot of investors this year locking in losses on their long-term investments based on fear and, often enough, due to their current advisor’s inability to provide them with the detailed Financial Planning that they’re in need of.” The CBC Wealth Management Advisors take a comprehensive approach to Financial Planning. We offer a personalized experience and wholistic portfolio management depending on your financial goals and concerns. Through LPL Financial, we provide a vast array of products and services for you and your family. Like many situations in life, there’s no one size fits all. Whether you’re currently managing your own finances or have a relationship with a Financial Advisor, we encourage you to take the time to sit down with our financial professional, Dustin, to better understand the opportunities you may have for greater potential growth. Dustin Tondreau, Wealth AdvisorPhone: (805) 988-2151 x5710Email: [email protected] The financial consultants at CBC Wealth Management are registered representatives with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. CBC Federal Credit Union and CBC Wealth Management ARE NOT registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CBC Wealth Management, and may also be employees of CBC Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, CBC Federal Credit Union or CBC Wealth Management. Securities and insurance offered through LPL or its affiliates are: Not Insured by NCUA or Any Other Government AgencyNot Credit Union GuaranteedNot Credit Union Deposits or ObligationsMay Lose Value Employee Spotlight Tracey Barajas Account Service Center – Assistant Manager Tracey has been with CBC since January 2018. Throughout her 4 years of working for CBC, Tracey has excelled in the Account Service Department. Starting from the ASC 1 level and making her way up to assistant manager, Tracey has always displayed her effort to go above and beyond for members and her team. Tracey says that her favorite thing about CBC is the competition and sometimes challenging environments but even while facing a challenge she appreciates that she is constantly enhancing her knowledge and skills. In her future with CBC, Tracey hopes to grow to a higher position and continue to grow as a person, teammate, and asset to the members of CBC. Tracey says, “[CBC] has taught me a great deal about assisting members and team members. I have been able to develop strong problem-solving skills, honed my ability to manage conflict, and polished my communication skills.” When she isn’t working, Tracey is spending time with her family and dog, Brucie. She also enjoys taking a drive to Anaheim to spend the day at Disneyland. Community Snapshot Beach Clean Up with Surfrider Foundation On September 17th, CBC FCU joined with Ventura County’s Surfrider Foundation’ and participated in Coastal Clean Up Day. CBC team members enjoyed a day out in the sun by visiting Ventura Beach to help keep our coast clean from trash, debris, and plastic. An interesting find of the day was a student of the month award dated from 2013! Our efforts assisted to maintain a safe and healthy environment in our communities. Fall 2022 Shred Day We are super excited for our fall shred day on October 15th at our Ventura branch. We’ll be offering paper and electronic shredding. For more details click here.
